|
All agents are NOT alike! Find out why we are top real estate experts. Call us: (719)268-8096.
|
Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
Find Out More >
View All Offers >
|
We Will Refer this Team to Anyone
"Couldn't have gone anywhere else. The service was excellent. We will refer this team to anyone."
Mrs. Roacho
Read Quote >
View All Quotes >
|
 Compare three mortgages
at one time. Download TripleCalc now. It's free. |
THE DANIELS TEAM are some of The
Top Selling Real Estate Experts™
Find Out More > |
|
|
 |
 |
Special Offers: Special offers for Colorado Springs, El Paso County and Briargate homeowners
from THE DANIELS TEAM, top Realtors |
|
Affiliates: THE DANIELS TEAM's real estate web site
affiliates |
|
eNewsletter: THE DANIELS TEAM's Colorado Springs, El Paso County and Briargate newsletter email will
send you the latest real estate information |
|
Today's Real Estate News: Daily real estate news for this neighborhood, Colorado, and
United States |
|
Market Conditions Report: Market conditions report for this area, Colorado, and
United States |
|
Monthly Payments & Schedule: Monthly loan payments java
mortgage calculator |
|
How Much Can You Afford?: Calculate how much home
you can afford with this financial calculator |
|
Determine Tax Savings: Calculate how much your
monthly Colorado Springs, El Paso County and Briargate Colorado mortgage payments save you on your
taxes because of loan interest |
|
Should You Rent or Buy?: Is it better to rent a
home in Colorado or buy your own Colorado Springs, El Paso County and Briargate house, ranch,
luxury property, condominium, acreage, or other real estate? |
|
Adjustable Rate Mortgages: Adjustable rate Colorado Springs, El Paso County and Briargate mortgages information and interest rate java calculator |
|
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage. |
|
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. |
|
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers. |
|
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms. |
|
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out. |
|
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount. |
|
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment. |
|
TripleCalc: FREE Software
Download: TripleCalc lets you compare three loans at one time for your property
or other Colorado real estate |
|
Top National Real Estate Web Sites: Real Estate Web Sites
that include some unique sources of realty information, listings, and
more |
|
Ask Anything: Ask THE DANIELS TEAM
anything real estate |
|
NUMBER1EXPERTS: List of all the NUMBER1EXPERT
real estate agentss and realty professionals and brokers in the USA and Canada
with links to their personal web sites with homes for sale |
|
Real Estate Tips: THE DANIELS TEAM's realty
library of real estate tips and advice on everything from preparing your home
for sale to negotiating with home buyers to escrow, closing costs, property
inspections, and mortgage brokers |
|
Real Estate Trivia: THE DANIELS TEAM's collection of real estate trivia questions
and answers that include real estate topics such as the most expensive home,
largest swimming pool, and more |
|
Real Estate Dictionary: Complete real estate
dictionary and glossary of realty words you'll use when you list and sell your
Colorado Springs, El Paso County and Briargate property in Colorado, including legal terms
definitions, and more |
Please Sign Up For The Latest Listings and the Latest Real Estate News
|
Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
|
|
| Q |
In what movie did a cute extra-terrestrial take refuge in a California home on a cul-de-sac with a mountain peak towering behind it?
|
| A |
Steven Spielberg's 1982 classic "E.T." was filmed in a real house on Lonzo Street, Tujunga, northeast of the San Fernando Valley.
|
 See More Real Estate Trivia > |
|
|
|
|
- NUMBER1EXPERTS™ 
